State Disability Insurance for Pregnancy Leave
Berkeley Parents Network >
Reviews >
Insurance >
State Disability Insurance for Pregnancy Leave
April 2002
I have a more specific question that isn't answered on the State's
website about maternity leave. I know that California offers up to 4
weeks pre-delivery and 6 weeks post-delivery of partially paid
disability/maternity leave for working eligible mothers-to-be. My
question is: Do you have to return to your job after the 6 weeks in
order to qualify? Or, can you be paid up to 6 weeks, and not return to
work? In other words, if I tell my employer ahead of time that I do
NOT intend to return, can I still qualify for the money? If not, I
suppose the unethical way to qualify would be to take leave under the
pretense of returning after 6 or 12 weeks, but not really return...
I'm avoiding questions about my future with my employer until I know
more about this California maternity leave law. I do not plan to
return to work after delivery, but I would love to get a bit of money
that I've ''earned'' from deductions from my paychecks all these
years! By the way, I'm not referring to FMLA rules, but the specific
State law that offers paid disability leave for maternity.
Thanks for any information you can provide!
mom-to-be
The forms that you'll get from Disability with every check
ask you if you're well enough to work and if you've gone
back to work, yet. The state is mainly interested in
whether you're still disabled. I think you'll find that the
fact that you're not intending to return to work is not an
issue.
Gwynne
YES! You can collect disability! I had no intention of
going back to work and my employer knew that. You are
still entitled to received the disability payments for the
full 6 weeks after birth! Don't feel guilty - you earned
it.
Jaime
I don't know the answer to your question, but I would
recommend calling 1-800-480-3287. I called this
number and asked a million complicated questions
about California maternity disability coverage, and the
woman answered them all pretty easily. It made me
wish I hadn't spent so much time wandering aimlessly
around the web site.
sonya
It's my understanding the you have to be _disabled_ as a
result of your preganancy in order to collect this payment
- i.e., baby-bonding time does not count as disabled time.
Only if you are ordered bed rest or have complications would
you be able to collect anywhere close to the full time
period. Your employer may sponsor an additional SDI (short
term disability) privately that is more flexible than the
state. good luck.
Cynthia
I remember doing this research and asking the same questions,
I also remember getting a different answer from every person I
talked to when I called the Disability Department. I was told
that yes, you must plan to return to work after your disability
ends, and if you were to give notice now you wouldn't qualify.
Jill
I received state disability payments until 6 wks postpartum
without returning to work. All the paperwork was between me
and the state; my employer was not involved at all. When I
filled out the initial paperwork, my care provider indicated
that I should receive payments until 6 wks after my due date
because I told her that I would be out of work at least that
long. Also, FYI, during my pre-delivery leave, in which I
also received disability payments, I worked some scant part
time hrs, and reported those to the state, but it didn't
affect my disability check amounts. Also FYI, our
accountant just told us that it wasn't necessary to report
this as additional income on our income taxes.
Halle
I took pregnancy disability and did not return to work for
an additional 4 months afterwards. If you have paid into
SDI, and you are medically qualified for it, you should get
your post birth six weeks disability money regardless of how
long you stay off work. It is between you and the state,
not you and your employer. I completed the application
myself, had my doctor approve it, and sent it directly to
the state. My only advice is to make sure you send back the
''you are still disabled'' part of your disability paystubs,
or else the next check won't come.
Sherri
Maternity disability for self-employed mom?
March 2002
My first baby is due in one month. I have heard that it is possible to claim
diability insurance from the State of California during this time. Yet, I do
own my own business and am not sure quite how to claim it. Does anyone
have experience with this?
Thank you.
Shira
As a self-employed individual,
you are eligible for State Disability Insurance (SDI) if you've elected to
pay for the coverage and have done so for some period of time (I forget how
long you would have needed to pay in before you can collect). You can
address questions as to whether you are covered to EDD (the State Employment
Development Department which administers SDI).
Yes, you can file for disability. You should check with your doctor; very
often the doctor's office will have the appropriate forms. If not, try the
Web. The page for disability insurance is here:
http://www.edd.ca.gov/diind.htm
(My employer was so new, they didn't have any forms, and I had to go through
the state to get all my forms.)
The state pays only for the time you are disabled, that is, unable to work.
In my case, I sent away to the state for the form. I filled out most of it
and left the form with my doctor's office. The day my baby was born, the
doctor's office filled in the begin date on the form and filed the claim for
me.
Gwynne
I just looked into this. I own my own business, as well. From what I
understand (and I don't understand it all that well), you need to pay the
state for a certain period before you are eligible to receive the benefits.
It seems that self-employed people can start paying into the program a few
months before delivery (I'm not sure how long). I, however, was employed
full-time last year, which means I am still eligible for the benefits I paid
for through my old job. Basically, you should call Dave Shellhouse, in
charge of elective coverage, at 916-464-2500. There is also some basic
information on the State of California web site. Good luck!
sonya
Response to question re disability insurance: As a self-employed individual,
you are eligible for State Disability Insurance (SDI) if you've elected to
pay for the insurance and have done so for some period of time (I forget how
long you would have needed to pay in before you can collect). You can
address questions as to whether you are covered to EDD (the State
Employment
Development Department which administers SDI).
Amy
this page was last updated: Dec 26, 2004
The opinions and statements expressed on this website
are those of parents who subscribe to the
Berkeley Parents Network.
Please see
Disclaimer & Usage for
information about using content on this website.
Copyright © 1996-2013 Berkeley Parents Network