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We're recent transports to the area from Washington, DC and are expecting our first in June! As you can imagine, lots of transitions. I have the ability to either elect COBRA coverage from my DC job or get Medi-Cal as a consultant/self employed person. Aside from the obvious cost difference, I'm looking for advice on Medi-Cal in pre-natal and post-natal care (including for baby). Is it comprehensive? Would you recommend going the tried and true and expensive COBRA route instead? Looking for local advice as this is a completely new world for me - I've always had an insurance plan until now. Thanks so much.
My daughter is having some major ''issues'' & needs to get financial assistance & medi-cal, soon. She does have a few assets that may put her over the limit for public assistance. Reading on.line, there is legal help that can help to guide her through a ''spending down'' process, so, with these few assets, she can still qualify to get the financial assistance & medi-cal assistance she needs more quickly, & wisely. Often, this help may pertain the an elder person, who has assets to protect, so they can enter a nursing home, but basically the same principals apply. I don't want to close my eyes & just ''pick someone out''. Have you had experience or can you recommend someone you've used that has done this sort of work? Perhaps it could be a low cost agency. She happens to be in San Mateo. Thank you. anon
An older couple (neighbors) came from Europe and signed up with MediCal as their income was low (with large copay). Now they are inheriting some money, and they think MediCal has the right to get paid retroactively for services received until now. They would like to find out more about that, and need legal help. Any suggestions? Thanks. Susan
I am at the end of my rope and I'm wonder if anyone out there can help. I am a single mom of a ten year old girl and ever since she was born I have had Blue Cross Medi-cal. Suddenly because I started to make slightly more a month (maybe $100. more), medi-cal has given me a ''share of cost'' of 1100. a month. I went in to bring pay stubs to show my income had not gone up that much and recieved a notice in the mail that since it had gone up by $2000. or so dollars(huh?)now my share of cost is around $2500. a month. That is more than I have ever made per month, I sometimes make less because I am in education and seasonally my income goes down or disappears altogether.
From this I can only come to the conclusion that my worker is either crazy, drunk, or even worse discriminating against me for an unknown reason. Meanwhile my daughter's asthma is getting worse and I cannot afford her medications or even take her to the doctor. Since kids can die of asthma, that is a big concern. I am stressed to the limit and don't know how much longer I can hold up. To top it up my income goes up and down to the point that I am afraid of being evicted and becoming homeless. I am seeing a therapist but that is paid by, you guessed it, Medi-cal. I have no real supportive family. I am a paraeducator (7 years experience) and the only jobs I can get are seasonal (summer) or part time school district jobs plus seasonal after school program jobs.I have 2 bachelor's degees. I am close to getting my teaching credential and consider myself good at what I do but I do not have the time or babysitting to go back to finish school.
Communicating with the medi-cal people is next to impossile because they have an automated phone system and I have to take off work to go in there and wait to see a very unhelpful person. My daughter's father is not helping and it would take six months to a year to get a fair amount of child support. I beleive it would involve court. I am applying for Healthy Families for my daughter but it won't cover me and I am on meds too. Help, my life has become unliveable. Any advice would be appreciated. anonymous
After NINE MONTHS of calls and letters to my case worker, the Medi-Cal coverage was cancelled because I didn't send in certain forms, which of course I never received because my address STILL hadn't been changed in the system. At that point I filed for a hearing, and finally things moved forward. The file was transferred and coverage was restored (although even that took about 4 months). My advice to you is to file for a hearing so that your case worker receives some oversight. I think (but I'm not completely sure on this) there are also low- or no-cost Medi-Cal attorneys who can help.
Good luck! Survivor of Medi-Cal hell
Do you know a UROLOGIST who accepts Medicaid or who provides pro-bono services to the handicapped? A friend recently became paralyzed from the waist down. He's a young man and has limited financial means and he can't locate a urologist who accepts Medicaid. thanks so much
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